No Income Check Program

Retired or self employed?

This program is designed for the self-employed borrower as an option for home financing. As time has evolved, the No Income Check program has allowed individuals who are 1099 or retired, to also obtain financing under this program. Most providers across require that borrowers provide income documentation to qualify for a mortgage loan and do not offer the no income verification mortgage regardless if it is a purchase or a refinance.

The income check program that we offer does not require any income documentation:

  • No Tax Returns Required

  • No Pay-Stubs Required

  • No W2s Required

Retired or self employed?

A no income check loan can be a viable option when looking to purchase or refinance real estate. There are several eligibility requirements in addition to the down payment and LTV.

  • Provide a 25% down payment for a purchase.

  • Have a 75% loan-to-value (LTV) ratio for a refinance transaction.

  • Meet other specific requirements as discussed with a loan officer.

We ensure that our products and services provide the best and most competitive rates for you. Contact us directly from the form below or give us a call. Our award-winning team of qualified loan officers is ready to bring their experience and knowledge to your side.

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At Links Lending LLC, we are here to help you move forward toward your dreams. Our team is dedicated to facilitating loans that provide the financial support you need to achieve your goals. Whether you're planning a new venture, purchasing a home, or consolidating debt, we’re committed to making the loan process smooth and accessible so you can focus on what matters most—turning your aspirations into reality.