NIVA - No Income Verified Assets
Flexible offerings
Links Lending provides a financing program for borrowers that do not meet conventional guidelines. In this particular no-income program, both income and employment are not required, perfect for individuals who either don’t have employment or don’t have the income to qualify for a conventional loan. This loan is eligible for purchases, refinances and cash-out refinances as well.
Basic Requirements
When you apply for a mortgage loan or refinance, providers typically require several things to prove your creditworthiness and ability to repay the large loan. In addition to authorizing a credit check, you usually have to provide proof of income, assets, savings, or all of these. No income verification mortgages often come with higher interest rates than conventional mortgages. Some of the guidelines include:
Cash-out reduce Financing by 5%
60 Loan to value
Second or vacation home eligibility
Contact our team of loan experts at Links Lending today to learn more.
Loan Calculator
At Links Lending LLC, we are here to help you move forward toward your dreams. Our team is dedicated to facilitating loans that provide the financial support you need to achieve your goals. Whether you're planning a new venture, purchasing a home, or consolidating debt, we’re committed to making the loan process smooth and accessible so you can focus on what matters most—turning your aspirations into reality.
