Foreign National Mortgage

Purchase a home without citizenship

With our 50+ years in the industry we have gained extensive experience working with international borrowers looking to buy or refinance a property within the United States. We work alongside international real estate agents to ensure any borrower that enters our office has a financing plan. If you are looking to buy or sell your property in the United States, especially in the New York area, we will refer you to a real estate agent that specializes in working with foreign national buyers and homeowners.

Home-buying Made easy for International borrowers

Our Foreign National Mortgage program is a flexible documentation program with clear guidelines to help you qualify. We offer additional options for the international buyer or homeowner with our Asset Qualifier or Full Doc mortgage programs.

• Asset Utilization for Second Home Qualification

• Second Home & Investment Properties

• Borrowers can qualify with full documentation OR assets only

• No work visa required

• No income documentation required for asset qualification

• No visa required when borrowers are residents of countries that participate in the Visa Waiver Program

• No score or FICO 599

• Up to 80% CLTV

• Loan amounts up to $3 million

• Cash-out allowed

• DSCR as low as 0

• CPA Letter for last 2 years & year-to-date

• One bank reference letter

• Overseas assets allowed as reserves

• Gift funds allowed